BV Financial, Inc.

Item 2.02 Results of Operations and Financial Condition. On October 23, 2026, BV Financial, Inc. (the "Company"), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended September 30, 2026. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description 99.1 Press Release dated October 23, 2026 104 Cover Page Interactive Data File (embedded within Inline XBRL document)