American Express Co

Item 7.01 Regulation FD Disclosure American Express Company (the "Company") is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended May 31, April 30 and March 31, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended May 31, April 30 and March 31, 2026 (Billions, except percentages) May 31, 2026 April 30, 2026 March 31, 2026 U.S. Consumer Card balances : Total Card balances $ 113.8 $ 111.4 $ 110.8 30 days past due as a % of total 1.1 % 1.2 % 1.3 % Average Card balances $ 112.6 $ 111.1 $ 109.1 Net write-off rate - principal only (a) 2.0 % 2.1 % 2.0 % U.S. Small Business Card balances : Total Card balances $ 46.7 $ 45.8 $ 45.2 30 days past due as a % of total 1.4 % 1.5 % 1.6 % Average Card balances $ 46.2 $ 45.5 $ 44.6 Net write-off rate - principal only (a) 2.6 % 2.4 % 2.6 % Total Card balances held for investment - U.S. Consumer and U.S. Small Business $ 160.5 $ 157.2 $ 156.0

Set forth below is certain information regarding the credit performance of the Lending Trust for its three most recent monthly reporting periods, as reported in its Form 10-D report filed with respect to each such period. American Express Credit Account Master Trust (Billions, except percentages) May 1, 2026 through May 31, 2026 April 1, 2026 through April 30, 2026 March 1, 2026 through March 31, 2026 Ending total principal balance $ 25.4 $ 25.0 $ 25.1 Defaulted amount $ 0.04 $ 0.04 $ 0.04 Annualized default rate, net of recoveries 1.2 % 1.3 % 1.2 % Total 30+ days delinquent $ 0.2 $ 0.2 $ 0.2