Capital Bancorp Inc

Item 2.02 Results of Operations and Financial Disclosure On October 26, 2026 , Capital Bancorp, Inc. (the "Company") issued a press release announcing the Company's unaudited financial results for the three and nine months ended September 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and hereby incorporated by reference. A presentation regarding the Company's financial results for the three and nine months ended September 30, 2026 is furnished as Exhibit 99.2 and incorporated herein by reference.

The information furnished under Item 2.02 and Item 9.01 of this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2 to this Current Report on Form 8-K, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

Item 8.01. Other Events On October 23, 2026, the Company's Board of Directors declared a $0.14 per share dividend. The dividend is payable on November 25, 2026 to stockholders of record on November 9, 2026.

Item 9.01. Financial Statements and Exhibits (d) Exhibits 99.1 Press Release, dated October 26, 2026.

99.2 Investor Presentation September 2026.

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